No, the equity share is provided to help bridge the shortfall on your property purchase price or build cost in the case of a Self-build.

The FHS does not provide top-ups as funds are provided to assist with home purchase/build. You can apply for a mortgage top-up from your Participating Lender, but you will need to advise the FHS that you are applying for this.

Yes. The annual statement includes details of service charges paid and/or any accrued service charges. It also includes details of any redemption payments made and the equity share held by the FHS.

Yes. At least one of the customers on the existing equity facility must stay the same and must remain living in the property as their Principal Private Residence. Addition of parties to the equity facility is at the discretion of the FHS

We can organise this change for you if you contact us through the FHS customer portal, or by calling us on 0818 275 662. We will ask you to complete and return to us a number of legal documents, in conjunction with your solicitor.