John has over 40 years’ experience as a civil servant across six government departments: Labour, Revenue, Finance, Environment and Local Government, Transport and culminating in his appointment as Secretary General of the Department of Jobs, Enterprise and Innovation (2011-2016). He has extensive experience of working at the most senior levels of government on the development and implementation of public policy and is particularly skilled in managing relationships with a wide range of stakeholders in the public policy domain. Since leaving the Civil Service John has taken on a number of roles as a senior level Public Affairs Consultant and in the Charity sector. He has also undertaken public policy roles at the request of government departments. He has considerable experience as a non-executive director and board chair.
Michael Broderick
CEO, Executive Director
Michael Broderick, a former Army Officer, joined the National Treasury Management Agency (NTMA) in 2006 where he held a number of different roles in the National Development Finance Agency (NDFA) and National Asset Management Agency (NAMA). In July 2018, Michael was appointed by the Minister for Finance as Project Lead for Home Building Finance Ireland (HBFI) and held the position of Interim CEO from April 2019 to September 2019. Between October 2019 and January 2022, Michael held the role of Chief Commercial Officer with HBFI. In February 2022 he was appointed as Interim CEO of the First Home Scheme and CEO in October 2022. Michael holds an MBA from the UCD Smurfit Business School and a Diploma in Company Direction from the IOD (Institute of Directors).
Caroline Timmons
Non-Executive Director
Caroline Timmons is an Assistant Secretary at the Department of Housing, Local Government & Heritage where she is currently the head of the Affordable Housing Division and has responsibility for affordable housing policy, residential viability schemes and tackling residential vacancy. She previously served on the board of the Land Development Agency. She is a qualified barrister and practiced for a number of years at the Bar before joining the Attorney General’s Office as Advisory Counsel. She holds postgraduate Diplomas in Planning & Environmental Law, Data Protection law, Public Management and a Masters in Leadership & Strategy.
Sarah Cooney
Non-Executive Director
Sarah Cooney is a Principal Officer in the Department of Housing, Local Government and Heritage with specific responsibility for the Housing Affordability Policy and Cost Rental Unit. Sarah has over 15 years’ experience working in the public sector in Ireland, and has previously worked in the Department of Foreign Affairs, Department of Health and Office of the Ombudsman. During her tenure in the Department of Foreign Affairs, Sarah has worked in Rome and Brussels. She has also worked in the public sector in the UK. Sarah holds a Masters in International Development, and has undertaken postgraduate studies in governance and law.
Pat O'Sullivan
Non-Executive Director
Pat O’Sullivan is Head of Real Estate Research in AIB. Pat has over 30 years’ experience of working in the financial markets. Pat is responsible for the research and analysis of the Irish commercial real estate and residential development markets in
Ireland for AIB. He is on the senior management team of AIB’s Real Estate Finance division which is a leading senior debt provider for Land & Development Finance and Commercial Real Estate Finance in Ireland.
Pat is a graduate of University College Dublin and Dublin City University and has a BA and MA in Economics, an MSc in Investment and Treasury and is a CFA and QFA.
Rositsa Meehan
Non-Executive Director
Rositsa (Rosi) has over 20 years’ financial services experience with Allied Irish Banks, p.l.c. during which she held a number of different positions, most of which related to AIB’s residential mortgage business. Her roles over the years include the setup, governance and assurance of AIB Mortgage Bank, a separate legal entity within AIB Group. She is currently Head of Credit Models in AIB Retail Banking, a role which focuses on expected credit loss, capital (IRB) and credit grading models. Rosi is a Chartered Certified Accountant.
Aoife Leonard
Non-Executive Director
Aoife has more than 25 years’ experience working in Financial Services and has extensive leadership experience across Branch Banking, Business Banking, Direct Channels, Operations and Consumer Segments. In her current role, she is Director of Distribution, Digital, & Operations in Bank of Ireland’s Retail Ireland Division. With circa 2,000 colleagues, Aoife is accountable for a diverse range of customer facing and back office functions including a network of 169 branches across the country, digital channel
development and change teams, customer service and operations teams for Retail Ireland. Aoife is a qualified financial advisor, certified bank director and holds a Masters in Management Practice from University College Dublin.
Brian Coffey
Non-Executive Director
Brian has over 20 years’ experience in the Irish financial services and for the last six years he has been working for Bank of Ireland. Brian has a broad experience across treasury, lending and product management. In his current role as Head of Commercial for Bank of Ireland Home Buying, his focus is on the housing and mortgage market. Brian is a qualified QFA holder and has a Degree in Economics from UCD and a Masters in Investment, Treasury and Banking from DCU.
Jeff Harbourne
Non-Executive Director
Jeff Harbourne is Head of Products in PTSB with responsibility for the Bank’s product strategy and innovation. His remit covers all Bank products and pricing including its card and mobile payment offerings. Since joining the commercial function in 2013, Jeff has held several leadership positions and, prior to this, Jeff held various leadership roles within the Bank’s Finance and Treasury functions. Jeff holds a Masters in Business Practice from UCC, is a Fellow Member of Association of Chartered Certified
Accountants and secured a QFA designation from the Institute of Bankers.
Deirdre Kelly
Non-Executive Director
Deirdre is a solicitor and member of PTSB’s Group Legal and Senior Leadership teams having joined PTSB in 2016. In her role, Deirdre is responsible for leading the legal aspects of strategic and transformational projects. Prior to joining PTSB, Deirdre worked in private practice specialising in commercial real estate law. Deirdre is a member of the Law Society of Ireland, the Society of Trust and Estate Practitioners and is also a Chartered Tax Adviser (Associate of Irish Tax Institute). She holds a Bachelor of Corporate Law (First Class Hons) and a Bachelor of Laws (First Class Hons) from N.U.I Galway.
