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Applicant details

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Step 1 - Applicant details

Single or Joint Application?

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First Applicant

Applicant

Are you over 18 years old?

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Are you availing of the Help to Buy Scheme?

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Are you a first-time buyer?

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Are you a former married person, civil partner or cohabitant whose relationship has ended by means of divorce or other legal separation and do not retain a benefical ownership in a family home?

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Have you exited an insolvency process (pursuant to the Personal Insolvency Act 2012 (as amended) and Bankruptcy Act 1988 (as amended)) and have sold or divested yourself of a property purchased or built for your occupation in the State under a personal insolvency or bankruptcy arrangement or proceedings or other legal process consequent upon insolvency?

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Second Applicant

Are you over 18 years old?

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Are you availing of the Help to Buy Scheme?

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Are you a first-time buyer?

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Are you a former married person, civil partner or cohabitant whose relationship has ended by means of divorce or other legal separation and do not retain a benefical ownership in a family home?

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Have you exited an insolvency process (pursuant to the Personal Insolvency Act 2012 (as amended) and Bankruptcy Act 1988 (as amended)) and have sold or divested yourself of a property purchased or built for your occupation in the State under a personal insolvency or bankruptcy arrangement or proceedings or other legal process consequent upon insolvency?

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Your New Home

Step 2 - Your New Home

Is the property a new build in a private development?

This scheme is open to newly built homes in a private development anywhere in the Republic of Ireland. Self-builds are excluded from the scheme.

New Home Details

Is the property to be your Principal Private Residence?

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Property Type

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Local Authority Area

Property Purchase Price

Enter the purchase price.
Check Eligibility

Eligibility

Please visit the Frequently Asked Questions section for more information about First Home Scheme eligibility rules.
Click the above map to view local authority areas

WARNING: We strongly recommend that you seek advice from an independent financial adviser and legal adviser if applying for this product.

WARNING: Property prices can go up and down. As the equity facility is linked to the value of your home, any change in property prices will affect any partial or final redemption amounts. If property prices increase/decrease over time, the percentage equity you have to redeem will remain the same but the € amount will increase/decrease. See example in the case of a price increase below:

Customer purchases a property for €250,000, availing of €25,000 from the First Home Scheme (FHS) which means the FHS has a 10% FHS equity share in your home.

Sometime in the future you decide to buy out the FHS equity share. The home is now valued at €350,000. As the FHS equity share is unchanged at 10%, you will now need €35,000 plus any accrued service charges payable, to redeem the FHS equity share in the home.

WARNING: The First Home Scheme is not regulated by the Central Bank of Ireland and the equity product is not governed by the Central Bank and its statutory codes of conduct and/or other regulations to include the Consumer Protection Code. However, this does not affect your rights under consumer law.