The Tenant Home Purchase product (THP) is designed to help eligible tenants who have received a valid Notice of Termination (NoT) from their landlord and are looking to purchase the home they are currently renting as the landlord is putting the property on the market. The FHS works by bridging the gap between the deposit, mortgage, and the purchase price of the home. The homebuyer must satisfy a number of eligibility criteria in order to receive funding from the Scheme.
- Use our eligibility calculator to see the minimum and maximum support you could potentially qualify for through the Scheme.
- You can then register and submit your application online by clicking apply now.
- To submit an application online for the THP product, documentation required will include a copy of your Mortgage Approval in Principle (AIP) and a copy of your Notice of Termination.
A valid Notice of Termination is a written notice served by a landlord on their tenant and meeting all of the requirements of a valid Notice of Termination as outlined by the Residential Tenancies Board (RTB).
No. The Help to Buy Scheme is only available for newly built and self-built homes. You may, however, be eligible for up to 30% of the property purchase price (the maximum equity share available) under the FHS.
The FHS allows you to purchase the house or apartment you have been renting in a private development anywhere in the Republic of Ireland. Property price ceilings per local authority area apply to both houses and apartments. This means that you cannot avail of the FHS if the purchase price of your property is above this amount. In some local authority areas, the price ceiling for houses and apartments is different. Please refer to Property Price Ceilings for further details.
Confirmation will be required that there is no visible evidence of Mica or Pyrite present in the structure. This confirmation can be provided by a competent person (registered architect, engineer, valuer or quantity surveyor) either as a separate document or as part of the property valuation.