Service Charges Calculator

Estimate your Service Charges with FHS

Find out how much service charges apply based on your current FHS Equity Share percentage.

Let’s get started

Purchase Price / Build Cost

Original FHS Equity Amount Provided

These can be found on your FHS Customer Agreement.

Original FHS Equity Share Percentage:

Current FHS Equity Share Percentage

If you have made previous redemptions, this will be on your most recent FHS redemption acknowledgement letter. If you haven't redeemed before, it's the same as your original equity share.

Equity percentages are shown to two decimal places

Your estimated service charges are calculated using the percentage exactly as you entered it, so they may differ by a small amount from charges based on the rounded percentage.

Calculation results

Complete your details

Enter your purchase price / build cost, original FHS equity, and current FHS equity share percentage to see your estimated service charges.

Monthly and annual service charges
Year	Charge Rate	Per Month	Per Year
Years 0 - 5	0.00%	-	-
Years 6 - 15	1.75%	-	-
Years 16 - 29	2.15%	-	-
Years 30+	2.85%	-	-

NOTE: Please note that the calculations assume no additional redemption payments will be made. As your FHS Equity Share percentage reduces, the service charges payable will also decrease accordingly.

WARNING: This is an indicative estimate, not a quote.
Figures here are calculated from the information you enter. The First Home Scheme will notify you in advance of service charges falling due.

WARNING: The First Home Scheme is not regulated by the Central Bank of Ireland and the equity product is not governed by the Central Bank and its statutory codes of conduct and/or other regulations to include the Consumer Protection Code. However, this does not affect your rights under consumer law.

WARNING: We strongly recommend that you seek advice from an independent financial adviser and legal adviser if applying for a First Home Scheme product.